It's easy to forget that we are all perfect in our own design. Sometimes we muck it up with habits and choices that do not serve us. 

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Julie Murphy, is a Chicago-based CERTIFIED FINANCIAL PLANNER™, and founder and CEO of JMC Wealth Management, Inc.  Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 24-year veteran of the financial services industry, Julie and her team have successfully...

Julie Murphy, is a Chicago-based CERTIFIED FINANCIAL PLANNER™, and founder and CEO of JMC Wealth Management, Inc.  Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 24-year veteran of the financial services industry, Julie and her team have successfully served thousands of clients throughout the U.S., and abroad.  Julie is adept at all the critically important aspects of financial and life planning.  Consulting areas include, but are not limited to portfolio management and asset allocation, including risk management, college planning, business and retirement planning, estate planning, life, disability and long-term care insurances.   Unlike other CFPs, Julie’s approach is unique. She works with each client to uncover his or her " relationship" to their assets. Her time-tested program, PACT (P: Picturing Yourself, A:  Accepting Reality and Awakening, C: Choosing to Change, T: Taking Action) has transformed countless client's lives.




Awaken Your Wealth: Creating a PACT to OPTIMIZE YOUR MONEY and YOUR LIFE




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3 Things I Wish I'd Known About Personal Finance in College

3 Things I Wish I'd Known About Personal Finance in College - Julie Murphy

With so much advice on personal finance out there, it can be overwhelming to know where to begin. I know from my own experience that my view on personal finance has shifted substantially since college. I’m grateful to now be able to impart this knowledge with my clients and with you!

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Why You Need to Make Yourself a Priority in Life

Why You Need to Make Yourself a Priority in Life - Julie Murphy

With many of us today juggling so many responsibilities and commitments in the busy pace of day to day life, it can be a challenge to even find 5 minutes for ourselves! The demands of our jobs, families and businesses often take first priority, meaning we neglect to take a step back and think about catering to our own needs.

Or, even if we don’t have some of these commitments, we might consciously or subconsciously berate ourselves for not having what we believe we should - the family, the high-flying job, the thriving bank account and the flourishing business. Even though we have a little more time, we’re still not making ourselves a priority because of this negative self-talk. 

If either of these scenarios resonate with you in some way, today I’m going to share with you why it’s so important to make yourself a priority, how to focus on yourself and how this actually enables you to be a better parent, caregiver, employee or business owner. 

Why it’s important to take a step back

Think about it; if you’re burnt out, constantly seeing to other people, are stressed and generally overloaded, you’re running beyond capacity and the chances are you’re unable to live in true alignment and in the authentic expression of yourself. When operating from this place of auto-pilot, you’re not able to be your best self to those other people and commitments because you’re neglecting to take the time to reconnect to yourself and your heart. This is the essence of what self-love is about. I share more about the idea of long-term self-care in this YouTube video, which I highly recommend you take a look at. 

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5 Simple Things You Can Do to Practice Gratitude

5 Simple Things You Can Do to Practice Gratitude - Julie Murphy

Gratitude is an incredibly important part of living an abundant and fulfilled life. It’s easy to get disheartened, overwhelmed and stressed out about what’s happening in your life and so gratitude can often get overlooked. The implementation of even a few consistent gratitude practices is a powerful way of bringing us right back into the present moment and seeing our life through a different lens. 

What is Gratitude?

To understand how to achieve gratitude, let’s look at what it means. Gratitude is a more layered concept than simply saying thank you. It creates a positive emotional response and this is a core part of shifting the energy within the body on a physical and emotional level. 

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Do You Want Financial Freedom?

Do You Want Financial Freedom?

Financial freedom is something that I am incredibly passionate about talking about because it isn’t just a reflection of your money. Financial freedom or what I call ‘Real Wealth’, is a profound sense of freedom in all areas of your life; your money, your health, your relationships and your career. It allows you to become more flexible and nimble and most importantly, it provides the power of choice. It paves the pathway for ultimate financial independence. It doesn’t have to be a luxury only reserved for the lucky few, and is something each and every one of us has the ability to create. Today. I’m going to share my tips on how to achieve financial freedom. 

 

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Make Your Money Work For You

Make Your Money Work For You- Julie Murphy

If you’re familiar with my work, you’ll know that I’m incredibly passionate about teaching the energy of money. Money, like everything quantum, is energy and the reason why we end up in cycles of debt or realize our finances aren’t aligned with who we are or who we want to be, is because we’re failing to cultivate a relationship with our money. We might fear losing it, saving it or spending it and this only creates more of what we’ve been getting. The idea is to make your money work for you! 


How do you do that? There are many methods including looking at passive income potential and how to make cash flow to you in a way that feels energetically abundant and completely aligned on a heart, soul and mind level. I’m going to share a few ideas and practices you can implement starting today. 

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How Financial Well-being Leads to Good Mental Health

How Financial Well-being Leads to Good Mental Health


So how can you start to create a greater sense of financial well-being? In this article, I’m going to share some tips and tricks on how to start the journey right now.


It’s Not About How Much Money You Have


When I talk about financial well-being, I don’t mean creating as much money as possible. Whilst it might seem that having a huge sum of money in the bank will fix your mental health, if your relationship with money and inner sense of well-being hasn’t been addressed, the same financial patterns will play out, regardless of how much money you have. 

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Mindful Lifestyle Changes to Attract Money and Get Rid of Debt

Mindful Lifestyle Changes to Attract Money and Get Rid of Debt - Julie Murphy
When we want to attract money into our lives and eliminate debt, it all begins with looking at how we can implement more mindful lifestyle changes. Everything is energy - this has been proven by quantum scientists and money is no different. Whilst strategy will get you so far, you have to dig deep into the subconscious to understand why you operate in the way you do around money. The attraction of money isn’t about just accumulating more of it. If you do that but neglect to address your beliefs and behaviors, the same financial patterns and the creation of debt will keep playing out no matter how much money you have coming in!
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Your Trauma is Affecting Your Manifestations

Your Trauma is Affecting Your Manifestations - Julie Murphy

Trauma can be a tough topic to approach, but it’s one we must face when it comes to learning how to truly tap into the power of manifestation. If no matter how hard you try, you just can’t seem to break past patterns and create the change in your life that you desire, oftentimes there is trauma affecting manifestations.

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How to Manifest Money and Begin Building Wealth

How to Manifest Money and Begin Building Wealth - Julie Murphy

Money manifestation works in exactly the same way as manifesting anything else you desire in your life. You have to be specific, intentional and then it’s finding a gentle dance between taking the necessary actions to support your intention, and trusting the timing of how things are meant to play out. 

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How Staying Positive Could Turn Your Financial Life Around

How Staying Positive Could Turn Your Financial Life Around

How you choose to look at life and the events that come along with it is all down to your mindset. Staying positive and making a conscious choice to practice this every day will have a profound effect on your health, wellbeing, relationships and career. Not to mention how it will turn your financial life around. 

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Using Your Inner Strength to Change Your Financial Path

Using Your Inner Strength to Change Your Financial Path - Julie Murphy

Making changes to where you’re heading financially can be tough when you’re feeling trapped, let down or trying to bounce back from a negative experience. You might believe that everything you need to ‘fix’ your situation is outside of yourself, but I’m here to reassure you that this couldn’t be further from the truth. Drawing upon your inner strength is what will get you from where you are now to where you want to be. We all have inner strength, it’s just finding ways to unleash it! In this article, I’m going to be sharing some key tips on how finding inner strength is your tool to manifesting money, health, happiness and real wealth. 

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What Is Human Design and How Can It Benefit You?

What Is Human Design and How Can It Benefit You? - Julie Murphy

As humans, we tend to love anything that helps us glean more about our personalities. Whether it be the Myers Briggs test, horoscopes, Strength Finder test, or astrology, these can all help us gain an insight into our deeper selves and how we operate best in the world. In this article, I want to introduce you to a modality called Human Design, which uses your birth information to reveal your genetic design. 

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Is It Possible to Create a Truly Passive Income Business?

Is It Possible to Create a Truly Passive Income Business?-  Julie Murphy

In today’s world, we hear a lot about the idea of passive income and making money while you sleep, but is it possible to create a truly passive income business? The answer is yes! You can even have multiple passive income streams. Some take more careful consideration, time, patience and money and others can be less of a commitment. 


Why I love to encourage clients to consider this option is that finding ways to earn or create
 
more money is so much more expansive and empowering than staying within a strict financial container to make cut backs.


In this article, I’m going to share with you what passive income is and what’s important to consider when creating a passive income business. 

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How to Manage Your Debt in 2022

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Feeling weighed down by debt can feel incredibly stressful and debilitating. It can be overwhelming, figuring out how to manage your debt, or where to start tackling it. 

In today’s post, I’m going to offer some advice that will help you move through handling debt with more ease, positivity and action. 

Shift the Way You Think about Debt

I want to offer you a fresh perspective. Think about debt as something neutral - neither good nor bad. It’s simply a choice you have to pay something off over time. Your thoughts and words create your outer world and so reframing how you’re thinking and speaking about debt can help you take a new approach to handling it.

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Money Motivation and How to Change Your Financial Future

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Money motivation can come to us in many different ways and it all comes from our awareness surrounding our finances. For many of us, our bills and mounting debt can be enough to keep us motivated to earn money. 

But if you are sick of being on a rollercoaster of lack in your money, then it’s time to look into how to motivate yourself to make money beyond what you need on a day-to-day basis. Shifting from financial scarcity to financial abundance. 

In this post, I’m going to help kickstart this process for you. 

And I’m here to tell you no matter what your financial situation is today you can find the motivation to get money and fuel your future wealth creation. 

So, let’s get right into it. 

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Positive Self Talk Affirmations and How They Can Make You Money

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Positive self-talk affirmations are one of my secret weapons in building wealth.

I talk a lot about dealing with what I call, “crabs in your bucket”.

These “crabs” are negative words, actions, and vibe-killing thought processes from other people that cause serious damage to our self-image, dreams, and big goals.

These energies get their claws into the deepest parts of your psyche, tearing you down jab by jab, reversing any progress you’ve made, and knocking you back down to where you don’t want to be.

The truth is, though, sometimes we are our own worst crabs. And I think this has a big part in how we speak to ourselves.

Our self-talk is truly the gateway to what our future could hold. I believe, and know, that we speak things into existence.

For example, if we tell ourselves that today will be a bad day, then we more than likely will experience a bad day.

If we say to ourselves that we can’t do something, then we’ll never attempt to do it.

So, how are you talking to yourself? About your job? About your finances?

If you’re speaking negatively to yourself and into the universe, you can expect negativity in return.

To cultivate lasting wealth—both inner and outer—we have to start talking positively to ourselves.

How do you do that?

I like to start with positive self-talk affirmations.

In today’s post, I want to talk about what affirmations are and how I’ve used them to attract money into

my life.

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Positive self talk: trash vs. treasure

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I talk a lot about dealing with the crabs in your bucket. Their negative words, actions or overall vibe can do some serious damage to our self image, dreams or big goals. The crabs like to tear you down by making jabs at the progress you’ve made, constantly attempting to knock you back down to their level.

Sometimes, though, we may be our own worst crabs. And I think that this has a big part in how we speak to ourselves. Our self talk is the gateway to what our future could hold. So often, we speak things into existence. If we tell ourselves that today will be a bad day, than it most likely will be. If we say we can’t go back to school to get a graduate degree, we’ll never even attempt it.

So, how do you talk to yourself? About your body? About your job? About your finances?

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How Do You Make Conscious Financial Decisions?

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Did you know that your subconscious mind is the size of a beach ball and your conscious mind is the size of a ping pong ball. 
 
The problem is, This is where most of us are making conscious choices on a daily basis from only 5% of our actual brain. 
 
So therefore, when you are responding to the world around you, 95% of that comes from your subconscious mind. 
 
There are subconscious patterns that we repeat over and over again without even realizing it. These patterns can be changed if we learn how to address them head on.
 
So many of us need to address the issues that are going on and playing havoc with us year after year after year. So if you're running around in a circle, not accomplishing the things that you want to and you have no idea why you keep repeating these patterns, well it's time to address that subconscious mind, and start creating Heart and Brain coherence.
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Your health, your happiness, your money

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In our Western society, we most often equate happiness with material things. And we devote our professional and financial lives to growing that happiness exponentially. We’re working so hard to be materially happy that we neglect ourselves, and our health begins to take a bit of a dive.

So what is the Western way when we have an ailment? Find a quick fix. There’s a reason why the pharmaceutical industry has exploded; we want to pop a pill to conceal the pain which does very little (if anything) to fix it. With drug stores on every corner and over-the-counter pain killers outnumbering the produce sections of grocery stores, we have been trained to cover up the pain and not treat the root issue.

What does this have to do with your money?

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Wake Up To Your Wealth

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Wake up, it's time to start living your best life. I'm here to help you with one of the most important parts... your money!

It is time to wake up and realize how wealthy we are! We can awaken our wealth by realizing that everything in life is an opportunity for us to grow, learn, and experience joy. We are so blessed to be alive on this planet earth at this very moment in time. 

You are a spiritual being having a human experience. You have been given everything you need, and more, including the ability to tap into your own subconscious wisdom. This is called intuition or your gut feeling. There is no such thing as luck. The universe conspires in your favor to watch you succeed and it will provide what you need in order for that to happen !!! 
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