It's easy to forget that we are all perfect in our own design. Sometimes we muck it up with habits and choices that do not serve us. 

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Julie Murphy, is a Chicago-based CERTIFIED FINANCIAL PLANNER™, and founder and CEO of JMC Wealth Management, Inc.  Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 24-year veteran of the financial services industry, Julie and her team have successfully...

Julie Murphy, is a Chicago-based CERTIFIED FINANCIAL PLANNER™, and founder and CEO of JMC Wealth Management, Inc.  Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 24-year veteran of the financial services industry, Julie and her team have successfully served thousands of clients throughout the U.S., and abroad.  Julie is adept at all the critically important aspects of financial and life planning.  Consulting areas include, but are not limited to portfolio management and asset allocation, including risk management, college planning, business and retirement planning, estate planning, life, disability and long-term care insurances.   Unlike other CFPs, Julie’s approach is unique. She works with each client to uncover his or her " relationship" to their assets. Her time-tested program, PACT (P: Picturing Yourself, A:  Accepting Reality and Awakening, C: Choosing to Change, T: Taking Action) has transformed countless client's lives.




Awaken Your Wealth: Creating a PACT to OPTIMIZE YOUR MONEY and YOUR LIFE




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How to Handle Emotional Triggers (Especially the Ones You Thought You Already Worked Through)

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I personally know how frustrating it is to feel as though you’ve fully worked through something, processed a trigger, and handled your emotions… only for you to get triggered again later. This is something I’ve been dealing with a lot this last year and talking with many people about. Why is it that we do all this work, only to be surprised by a triggering event later on?

It’s so frustrating when this happens, especially if you’re anything like me and you want to think through things and not feel through them. Sometimes it’s not natural to feel, so when you’ve put in all this emotional work, it can be pretty discouraging to realize there’s more work to be done. 

But why is there more work necessary? How do we get that work done? Why do triggers keep happening? Don’t throw in the towel. We’re going to dig into this aspect of handling emotional triggers right now.

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Are You Feeling Stuck in Your Relationship?

stuck-relationship

I’m the money chick, which leads a lot of people to ask, “Julie… why do you talk about so many of these others topics? Relationships? Work life? Health?”

The answer is actually very simple: success in all these areas has to do with how we are authentically showing up in the world, and money is actually the result of you aligning with your heart and your soul—aligning in your relationship, your work, your health, and so much more. Without alignment in all these areas, money doesn’t follow, and if it does follow, it may not stick and stay either.

So today we’re going to focus a bit on relationships because if you are not happy in your relationships, then going to affect many aspects of your life in a negative way.

Taking Responsibility
Many people get mad at me for saying this, but here’s the hard truth: you created exactly the life you have and you made choices to get to the place you’re in right now. I get that life happens and some things are out of your control, but you being in the relationship you’re in (or not in) is you’re choosing.

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How to Create Waves of Happiness

laughingfamily

Something happened recently that I find super hilarious, while also incredibly encouraging and hopeful. The other day, I was running around doing my crazy morning errands. The kids wanted sushi in their lunches so I ended up going to WholeFoods to grab some for them. We ended up getting Dunkin Donuts too, which I know sounds obnoxious together, but it made my kids giggle!

And that reminded me of something: by making other people happy, causing them to giggle, and helping them do things they thoroughly enjoy, it makes me happy. Through this pattern, I can create a wave of happiness.

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If You’re Having a Hard Time Right Now… This Might be Why

frustrated

I’ve just realized something: this past week or so has been FULL of examples in my life showing me how important it is to be in a place of acceptance when it comes to things you cannot control.

If you haven’t noticed, we suffer when we don’t actually accept the things arising in our lives. When we’re fighting against things outside our own control, we end up triggered and often miserable, unable to achieve the financial abundance or deep personal fulfillment we do desire.

This has been made so clear to me this past week that I want to share a bit more of what I mean…

Why Suffering Cycles Happen

I don’t care what topic we’re talking about: acceptance is an essential step to getting yourself out of suffering cycles and on your way to achieving the financial abundance and deep personal fulfillment of your dreams.

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How to Leave Fear and Stress Behind in 2020

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Let’s be honest: the season we’re living through right now in this pandemic is scary and stressful for all of us. The more I keep watching, the more I keep seeing so many of us hitting places where we’re experiencing strong, sometimes confusing emotions—about our money, our jobs, or our lives in general.

Everything is a bit up in the air still, leading us to face a lot of stress and fear. Believe it or not, that’s why I think it’s so important to keep talking about building our wealth from the inside out, and not the outside in, so we can insulate ourselves against the chaos of what happens in the world and leave our fear and stress far behind us.

This is what I mean…

How to Build Your Life From the Inside Out

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Are You Ready to Stop Being Overwhelmed?

feeling-free-in-nature

As many of you know, my passion is to bring all tools and resources you need to help you awaken your wealth. I’ve put together a toolbox, I go live regularly on my Facebook, and I’m continually referring to other experts and resources for you to truly awaken every aspect of your wealth. Because real wealth is about more than just money.

It’s so important to understand that money can only be the result of everything else happening in your life. Right now, many of us are going through a season of overwhelm, which is why I think it’s hugely important to share that my dear friend, Christine Arylo, has just come out with her new book: Overwhelmed & Over It. 

So get ready to get over your overwhelm because it’s time for us to finally start living from our heart’s space.

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Why You Should Chase More than a Paycheck

Julie-Murphy-Find-Your-Passion-blog Find Your Passion

We all need a paycheck to provide for ourselves and our families, but who says that paycheck can’t come from something you’re passionate about and love doing? Take your passion and make it happen. Why? Because that’s what brings you money! I cannot tell you how many times I’ve witnessed this: real people chasing real dreams and finding real wealth. It’s not only possible, it’s really doable!

You don’t need to stay stuck in a career you don’t love to make money. In fact, staying in a place you feel unfulfilled is limiting you from reaching your full potential.

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The Secret to Funding Your Dreams

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There are some hugely negative connotations in our culture today about constantly having new ideas and dreaming about your future. We’re pressed towards having a steady, life-long career regardless of how it makes us feel, making a lot of money, and that’s our culture’s definition of success… So why do I talk so much about what it means and how it feels to be a dreamer?

Because here’s the truth about dreaming: no dream is idle. As a dreamer, you are one of the lucky ones. You have the energy, openness, and creativity to allow dreams to manifest within you and become your new reality.

Dreaming and pursuing your dreams shouldn’t be reserved for the wealthy. There’s no denying that money affords opportunity, but I believe you can turn the money you have right now into a sustainable support for your dream. You’re not rich? Not a problem. I wasn’t either when I started my financial business. All you need is to find the root of your dream, be practical about where you invest your time and how you save, spend, and invest your money.

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How to Be the CEO of Your Own Life

happyCEO Nothing is going to change if you don’t first choose to make it change.

Tell me if you can relate… Are you feeling stuck in a job that isn’t satisfying, perhaps one that’s not taking you anywhere you truly want to go? Maybe you don’t know what to do about it or how to change? Do you find yourself hating your work and feeling stuck there? 

I encounter this a lot in my own work, and believe it or not, it’s not only people who are financially strapped with stories similar to these. No matter the amount of money in a 401k and other savings, any one of us can look up one day to find ourselves decades-deep in a less-than-desirable job situation without a clue for how to escape.

The job landscape is transforming before our eyes, forcing a lot of people to take jobs they don’t love simply to get by financially. Others of us are staying in jobs we don’t like to maintain a lifestyle we were once convinced we wanted, but now all this “just getting by” is making us feel like another drone in the system. 

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What To Do If It Feels Too Late to Chase Your Dream

Julie-Murphy-Chase-Your-Dream-Blog-1 It’s Never Too Late to Leap

So many of us are afraid that it’s too late to start after our dreams or too late to leap towards the life we want, that we end up stuck in place. I get this or similar questions a lot: “Julie, I have a lot of dreams. Is it crazy to make the leap later in life? I’m feeling frozen…”

I think it’s never too late, and let me tell you why.

Take Advantage of Your Time

Once, I had a 72-year-old client go back to law school because he regretted not having done it in his youth. For years before that, however, we would talk about it. I would ask him, “You know, what are you going to do with all this money? Get busy living or get busy dying,” but for years, he put it off.

He kept coming in for his appointment and I’d ask him if he took the LSAT yet, or if he’d gotten into law school yet, or if he’d started taking classes yet. Not attending law school was one of his biggest regrets, but for a long time, he felt like it was too late to change anything about it.

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The Secret Behind Manifesting Your Dreams

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Here’s a question I’ve been getting a lot lately… Julie, how can I dream about the next steps of my life when I feel so stuck where I am?

Honestly, it all boils down to self love. You have to see your worth, and then you have to start dreaming where you can.

Focus on the Beginning

I know for a fact that we as humans do not have to call in a crisis to actually create our shift and manifest our dreams. We just have to start, even if it means starting small. Maybe the dreams are teeny tiny at first, usually because that’s all we can do at the moment, but once you really start manifesting your dreams, you start to open things up and those dreams only get bigger and bigger.

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Here’s What Might be Holding You Back

holdingyouback Are You Going to Have a Breakdown or Breakthrough?

Times of change and craziness really bring a lot of clarity sometimes, and one of the things I wanted to share with you guys that I’m becoming super, super clear on, especially with everything that’s going on, is this: unless we deliberately make a change, we are going to start repeating all of our old patterns, or at least try to repeat a lot of the patterns from before COVID, even if that means repeating the worst of our suffering cycles.
Here’s what I mean…

The Effects of Repeating Patterns

The other day, I went out to a restaurant to eat with my kids. It’s been a long time of social distancing and we wanted to enjoy some time out for a bit. However, as I was eating at the restaurant, I noticed something as I was eating food I hadn’t been eating for the last few months. I kept having to blow my nose because there was something in the food that I have a sensitivity to. I’d been far more careful and was choosing better foods before, but as life started going back to “normal,” I made some exceptions for myself. And it didn’t feel good.

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Be the Light

Julie-Murphy-7-7-2020-blog The World Needs Light

There’s so much going on around us these days. Does it feel like we’re almost in this surreal experience? An out-of-body experience? I can only imagine what it’s like for those who are feeling all of this anger and sadness about what’s going on. As with most of us, it’s been a challenge for me to know the best way to navigate this time but there’s something I’m super clear on…


Anger Comes from Sadness

I learned from one of my teachers that anger is a deeper version of sadness, and that rage is a deeper version of anger… which is also sadness. I experienced a lot of anger and even rage as I was going through the last parts of my marriage, which  actually seems really small compared to what's going on today, but I think it can help us understand a little. 

I really learned that this anger and rage I was feeling was telling me something. It was revealing how sad I was. So if you’re feeling a deep sadness or you’re in a place of rage and anger and you’re super triggered… ask yourself, “Why am I sad?” Don’t simply live with anger and rage. Question yourself, “Why am I sad?”

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It's Okay to Not Know

confused-student-holding-a-book-picture-id162965666 What is the next right step?

There’s so much going on right now, right? So many of us are in a confusing state of having no idea whatsoever what to do next. We’ve got a lot of layering going on now, right? We have a huge pandemic, financial crisis, rioting, and protesting, and I honestly don’t think this is going to be the end of it, ladies and gentlemen.

But something I’m super, super clear on is this: it’s really, truly okay to be in a space of “I don’t know what to do next.” Here’s what I mean by that...

The Magic Phase of “I Don’t Know”

Believe it or not, there is magic in that “I don’t know” phase. It’s really okay to be in the step of not knowing because it allows you to decide what to do next. You just have to know how to move forward in the right way.

What I’d encourage you all to do when you find yourself in a state of not knowing is to ask yourself a simple question: “What is the next right step?” Don’t worry about the far-away future or finding the perfect solution to every problem. Just ask yourself, “Show me the next right step.”

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Breakdown or Breakthrough

young-plant-growing-through-the-ground-picture-id515785771 Breakdown or Breakthrough

Times of change and craziness really bring a lot of clarity sometimes, and one of the things I wanted to share with you guys that I’m becoming super, super clear on, especially with everything that’s going on, is this: unless we deliberately make a change, we are going to start repeating all of our old patterns, or at least try to repeat a lot of the patterns from before COVID, even if that means repeating the worst of our suffering cycles.


Here’s what I mean…

The Effects of Repeating Patterns

The other day, I went out to a restaurant to eat with my kids. It’s been a long time of social distancing and we wanted to enjoy some time out for a bit. However, as I was eating at the restaurant, I noticed something as I was eating food I hadn’t been eating for the last few months. I kept having to blow my nose because there was something in the food that I have a sensitivity to. I’d been far more careful and was choosing better foods before, but as life started going back to “normal,” I made some exceptions for myself. And it didn’t feel good.

Continue reading

Stop the Suffering Cycles

Stop the Suffering Cycles Stop the Suffering Cycles

Wow the last few months have been a ride, huh? We’ve had so many things occur and so many random things come up in the last few months.Through all of it,  I think it’s super important for all of us to pay attention to the signs we’re receiving in our lives. 


What are the signs saying?

Whether you follow astrological charts or not, (though I don’t personally follow them closely,  I’ve known enough to know) there are signs all around us pushing us towards destinations, and one of the things we need to realize is this: whenever we see a sign, we need to pay attention to it. It’s there for a reason.

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How to Transition Your Emotional Triggers

its-always-stressful-when-critical-matters-are-beyond-your-control-picture-id1126641739 How to Transition Your Emotional Triggers

While still very much an extrovert, I’m an observer by nature, and recently I have been watching the emotional triggers I see happening around me. I get that not one ounce of what’s happening right now is fun or funny, but here’s what’s important: we have to start moving into a place of empowerment despite the circumstances.

We can do this by continuing to dig in and find what is healing and nurturing to ourselves. Understanding your emotional triggers are hugely important if you want to live a life of alignment and real wealth.

Understanding Emotional Triggers

I wrote my first book, The Emotion Behind Money, because I was noticing that the things happening around money really had nothing to do with money itself. It had way more to do with the emotions behind our money. This massive discovery became part of my message, ultimately leading me down this rabbit hole now 15 years later where I have really started to pay attention to the emotional side of money… and people’s emotional triggers.

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How to Reestablish Your Knowing

How to Reestablish Your Knowing How to Reestablish Your Knowing

Today I want to give you three tips on how you can reestablish your “knowing,” which is what’s going on in your heart and body, and not just your head. It’s time to fully choose happiness. Choose health. Choose an end to distractions. Seek these things out.

I hope you’re ready!

3 Tips for Reestablishing Your Knowing

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Living From the Inside Out

portrait-of-adult-woman-meditating-in-fog-picture-id1196873459 Living From the Inside Out

We’re living in a very curious season of life right now. I’m watching as yet another time period passes where the markets are going a little crazy, there’s no toilet paper in the stores, and all the pasta has disappeared from the shelves of my local Whole Foods.

This is scary and stressful for many of us. As I’m watching, I see how a lot of us are really hitting a place where we’re experiencing some strong emotions behind our money. Stress. Fear. Uncertainty. It has everything to do with what’s going on with the coronavirus right now. Our finances are really up in the air to an extent, and that’s causing a lot of fear based emotions.

But we don’t have to live like this.

What Is Living From the Inside Out

Now, I’m not going to talk to you about tons of detailed financial stuff, how it’s impacting your bank account and the markets, or the likelihood of a recession. What I am here to say, however, is this: We need to start living our lives from the inside out, and we need to start living that way right now.

We have to move on from this place of looking at things from outside ourselves and start seeing from what’s inside ourselves if we want to proceed in a happy, balanced, wealthy way.

This is what I mean…

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How You Speak Affects Your Finances

How You Speak Affects Your Finances How You Speak Affects Your Finances

Have you heard the research from the universities of Chicago and Munich? If you have a regional accent, then it’s likely you could be earning a fifth less than your colleagues with neutral accents. This is huge news for anyone who cares about their financial potential!

The way you speak has a direct effect on your current finances and your earning potential… but wait. I recommend taking this a step farther than just polishing your accent and really dive deep into how you speak.

How Do You Speak?

Have you ever paid attention to the way you speak? Maybe you take time to think about what you say before you say it in a business meeting or job interview, making sure you select the right words so you communicate clearly and effectively, but have you thought about it any deeper than that? Obviously you understand that the way you communicate in certain situations can have an impact on the outcome of that situation, but what else can your words impact?

I never used to think overly much about how I spoke. I didn’t ask myself if the way I was speaking was genuine for me rather than how I’d been raised and convinced to speak. I didn’t examine my words to see if they built me up or tore me down. I didn’t really take the time to think if I was speaking like me, presenting myself accurately, or inviting what I really wanted through my words.

I didn’t yet understand what a huge impact my words have on my life.

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30 Simple Ways to Create Balance and Connection

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